Home Mortgages

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Florida home mortgages

CenterState Bank offers many mortgages and will help you find the one right for you. Being one of the so called “sand states” means Florida home mortgages can have different concerns at times. As a Florida lender CSB is able to work well with you in the face of rapidly changing times. Because CSB approves Florida loans locally, our process is clear. You will find CSB as a trusted resource in mortgage lending.

Which Mortgage is right for you?

  • Reverse Mortgage - Gives you the ability to live in your home, use its equity and make no payments.  Click here to request more information. (Available for applicants 62 years of age and older)
  • Fixed-rate Mortgage - With a fixed rate mortgage you will have the same interest rate for the life of your loan. And, you can choose from a wide variety of repayment terms.
  • Adjustable Rate Mortgage - A mortgage with an interest rate and payment that changes periodically over the life of the loan based on changes in a specified index.
  • Construction Perm Loans - A fixed rate mortgage or adjustable rate mortgage that finances both the land and construction in one loan. When construction is complete the loan converts into a fully amortizing mortgage.

fixed rate florida mortgages

refinancing mortgage

  • Refinance - Refinance your current mortgage to obtain a lower interest rate or to tap into the equity of your home.
  • Lot Loans - Building site for your future home.
  • Jumbo Loans - Mortgage loans over $417,000.00. Terms and underwriting requirements may vary from conforming loans.
  • Home Equity Line of Credit - Revolving line of credit with the flexibility to borrow funds up to the total line of credit amount. Whether you are purchasing, building, or perhaps refinancing your home, CenterState Bank makes the loan process easier. Applying for a loan at CenterState Bank is easy. The first step in starting the loan process is the completion of your loan application. To make the application process quicker, we've provided a mortgage loan checklist.
  • Low Down Payment Government Financing/VA/USDA/ Conventional Loans - Up to 100% Financing Available
  • Credit challenged? Credit Counseling Available
  • Rehab Loans - Loans for repair on your existing home

Mortgage Payment Calculators


CenterState Bank Mortgage Application