Consumer Checking
CenterState has checking that fits your specific needs. From simple and convenient to accounts with lots of features, you’ll find exactly what you need. Compare and pick from personal checking accounts that begin with free features and benefits to help you manage your finances effectively.
Community Hero Checking
The vital role that you play in our community is very much appreciated and respected. It's our pleasure to salute you, our Community Hero, by offering a special account to those who go above and beyond the call of duty. Enjoy interest rate discounts on personal loans, interest rate increase on two CD's annually, and much more.Compare Checking Accounts.
50+ Free Interest Checking
If you’re over age 50 look into CenterState’s 50+ Free Interest Checking for advantages that fit an active lifestyle. You’ll get free personalized checks and a competitive interest rate as well as the standard CenterState amenties. There’s no monthly maintenance fee, no minimum balance and no per check charge. Enjoy free use of all CenterState Bank ATMs, unlimited check writing, a free CenterState MasterCard® Debit Card, free Online Banking with free Bill Pay, free Mobile Banking, and free 24/7 automated telephone banking! Compare Checking Accounts.
E-Completely Free Checking
The well-worn phrase “You get what you pay for,” is not true with our Free Personal Checking Account. Convenient access and never a monthly fee, this account has no minimum balance requirement, and no per check charge. What it does have is a host of amenities including use of all CenterState Bank ATMs, unlimited check writing, a free CenterState MasterCard® Debit Card, free Online Banking with free Bill Pay, free Mobile Banking, free e-statement and free 24/7 automated telephone banking! Compare Checking Accounts.
Premier Interest Checking
A checking account that goes to work for you is the Premier Interest Checking. This account has a higher interest rate with a balance of $2,500 or more and a competitive interest if balance falls below $1,500. You’ll also enjoy use of all CenterState Bank ATMs, unlimited check writing, a free CenterState MasterCard® Debit Card, free Online Banking with free Bill Pay, free Mobile Banking, and free 24/7 automated telephone banking! Compare Checking Accounts.
VIP Free Interest Checking
You’re into convenience and we’re rewarding you. If you have direct deposit tap into CenterState’s VIP Free Interest Checking. With a competitive interest rate and standard CenterState checking amenities this account puts you at the head of the line. Enjoy free use of all CenterState Bank ATMs, unlimited check writing, a free CenterState MasterCard® Debit Card, free Online Banking with free Bill Pay, free Mobile Banking, and free 24/7 automated telephone banking! Compare Checking Accounts.
Future Leaders Account (I-FLA)
The Future Leaders Account (I-FLA) is for teens ages 15 & above as well as college students. We understand that your needs are different, which is why we designed this account with you in mind; it provides you free checking, free online banking, free mobile banking, free e-statements and more. Plus... You Can Apply for a YoungAdult/College Visa Card.Compare Checking Accounts.
Fresh Start Checking
We understand that tough times have stopped you from keeping your account in good standing. If you have had banking problems in the past and have been reported to ChexSystems - we may be able to help! Fresh Start checking from CenterState Bank may offer you a second chance at having a checking account. Enjoy free use of all CenterState Bank ATMs, unlimited check writing, a free CenterState MasterCard® Debit Card, free Online Banking with free Bill Pay, free Mobile Banking, and free 24/7 automated telephone banking! Compare Checking Accounts.
FREE with every new personal checking account:
- Debit MasterCard
- Online Banking and Bill Pay
- Return of check images
- Easy-to-balance monthly statement
- e-Statements available
- Minimum opening deposit is only $50. Bank rules and regulations apply.
- FREE GIFT (click here to see the free gifts)
Bring in your old checks and debit cards from your former institution and we’ll deposit up to $25.00 into your new checking account





