Treasury Management Services All-Inclusive

in

Business

Is your business ready to take that next step?

Organize and manage your business banking with powerful and convenient tools that will undoubtedly give you greater control of your administrative processes. CenterState’s Treasury Management tools will allow you to have the safety and ease of innovative and time-saving practices in one location.

Contact one of our Treasury Management professionals today:

By Email: treasurymanagement@centerstatebank.com
By Telephone: 863-802-0319

You can Log In Here if you already have a Cash Management Account.

Remote Deposit Capture: RDC brings the teller to you. Simply scan checks with a special check scanner and electronically transmit the deposits to the bank. The cutoff time for same-day credit is 6:00 pm EST. RDC produces online reports and other safeguards to ensure that you have access to your cash and assets as soon as possible. Find Out More.

checXchange: CenterState Bank offers a FREE NSF check recovery service through checXchange. checXchange will provide a fully-automated system that greatly imporoves your cash flow by seamlessly handling bad checks written to your company. Benefits include:

Removes you from the collection process
Free 24/7 online reporting tool
Collected funds are directly deposited into your account on a weekly basis
Uncollected items may be turned over to a secondary collection agency.

Business Online Banking: CenterState’s Business Online Banking solution gives you access and control over your account whenever your schedule allows. The ability to set access to information at different levels allows for greater financial control and reduces the risk of internal fraud. Financial information for those who need it, whenever they need it, provides the foundation for a successful business banking relationship. Benefits include:

Ability to view and print a history of account activity including check images
Verification of account transactions
Accurate, real-time balances (current and available) to aid your cash flow decisions
Eliminates the need for bank research
Elimination of any statement delivery delays

Automated Clearing House (ACH) Services: CenterState Bank’s ACH service allows you to originate ACH Files through Business Online Banking. You may create either
a single batch or a batch template to assist with recurring transactions. The ACH Module will also provide you with intraday and historical ACH transaction information.

Direct Deposit of Payroll: By depositing employees’ pay directly into their accounts, your payroll process is easier, quicker, and much more convenient for both you and your employees. Utilizing payroll information you provide, CenterState Bank electronically transfers your employees’ net payroll into their checking or savings accounts at any bank in the United States. Your employees’ pay is available to them immediately on payday
and is accessible at their bank. Payroll Direct Deposit eliminates:

Lost, stolen, or forged checks
Expenses associated with printing and mailing checks
The need for cash forecasting
Public access to company bank account information
Payroll check reconcilement

Pre-Authorized Payments: By utilizing ACH payment origination, you expedite the collection of receivables and reduce costly processing errors. You create a debit file containing payment instructions, and on the settlement date you specify, your account is credited. Benefits include:

Accelerating the collection of receivables
Enhancing your availability of funds
Improves cash forecasting
Eliminating manual payment processing

Re-Presented Check (RCK): By signing up for RCK services, you are able to quickly and
efficiently re-present dishonored checks by using the Automated Clearing House system. Benefi ts include:

Reduced handling of checks returned for insufficient or uncollected funds
Ability to re-present checks on strategic dates
Fee collection abilities through ACH

Wire Services: Online Wire Services allow you to transmit payments to vendors directly from your office using the wire module provided by CenterState. Initiate wires more securely and efficiently directly from your office. If your business is initiating two or more wires every month, CenterState’s Online Wire Services can save you time and money. You will receive a confirmation page after every wire is submitted, and you will also be able to view Wire activity and history at any time. Dual Control procedures may also be put in place to ensure that all outgoing wires on your business account are verified by two authorized individuals that you designate.

The Online Wire Service at CenterState Bank is a must have for companies that are sending wires on a regular basis.

International Services: CenterState Bank has a full service International and Foreign
Exchange Group. As today’s economic environment continues to change, the demand for global funds transfer services and settlement has grown tremendously. The CenterState Bank global network provides the ability to execute transactions in 130+ currencies. Our services include:

Wire Transfers in Foreign Currency and US Dollars
Foreign Drafts
Foreign Check Clearing
Travelers Checks
Foreign Currency
Foreign Exchange Advisory Services

Find Out More

CD-ROM Imaging: With CD-ROM Imaging, you can have at your fingertips monthly item images normally returned in your bank statement. You also have the option of having items deposited to your account saved to the CD-ROM. Within minutes, you can find a check or deposit image by keying in the information you know about the item, such as the check number or amount. You can retrieve an item, view the front and back, rotate and enlarge it for easier reading. You can also print or export a copy. Image viewer software and a complete user's guide are included on every CD. Benefits include:

Reduced storage requirements
Reduced paper handling
Faster record retrieval
Ability to export files
Annual CD archive available to monthly subscribers

Business Credit Cards: At CenterState, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. Find Out More

Corporate One Card*: The CenterState Bank One Card helps organizations streamline commercial card programs. It allows businesses, non-profits and government agencies to manage travel and entertainment (T&E) expenses and purchasing programs with a single, more efficient payment solution. Accounts can be set up with travel capabilities, purchasing capabilities or both depending on individual cardholder payment needs. With a one card, your company can:

Merge T&E and purchasing solutions into one convenient commercial card
Improve efficiencies throughout the procure-to-pay process
Save money by reducing the costs associated with paperbased transactions
Reduce the A/P workload, plus improve control and oversight

*Subject to credit approval

Payroll Cards: Save time and money by paying your employees through a CenterState Bank Visa Payroll Card. No more checks to write or reconcile. You order the employees card from your office and each pay day you ACH their pay directly to the card. Benefits include:

No more checks to write or reconcile
Ability to pay all employees electronically
Employees can access their funds at any ATM or Visa debit merchant
Employees no longer have check cashing fees

Payroll Services: CenterState Bank has partnered with PayChoice to provide our business clients with an affordable and easy-to-use solution for managing their payroll and HR needs. Benefits include:

Guaranteed error-free tax service reduces the risk of fines and penalties
Improves accuracy and reduces costs
Go paperless through PayChoice’s online payroll solution
Better cash management with Pay-As-You–Go Workers
Compensation Insurance

Deliver better benefits to your employees

Free Direct Deposit
Online access to all pay stubs and W2s.

Positive Pay / Account Reconciliation Processing (ARP): Positive Pay is the peace of mind product that virtually eliminates the potential for fraudulent check altering or counterfeiting and also provides ACH blocking or filtering for all electronic items that are processed through your business account. CenterState Bank provides the leading method of check and Automated Clearing House (ACH) fraud deterrence available today with an online Positive Pay service. Items presented for payment are compared once daily against item information you have provided within the Positive Pay system. Items that do not match information you have provided are flagged as exceptions, and you are notified via email that action is required on those items. You have a defined window of time to log in to the system, review the exceptions and submit pay or return decisions.

If your bookkeeping department is spending hours reconciling your business accounts then CenterState’s Account Reconciliation solution will save you valuable management and clerical time by automating the reconciliation process and improving accounting accuracy and controls. CenterState Bank’s comprehensive ARP reporting tool enables you to automatically reconcile your account and create paid item, outstanding item, and detailed/summary reports based on a specific period. A complete reconcilement of both outstanding and paid checks is available by verifying paid items to an issued file that is electronically submitted by your company to CenterState. By supplying CenterState Bank with a list of all issued items, the reconcilement is fully automated. Reports will list all paid and outstanding items, as well as voids. Deposit reconciliation also allows clients with multiple depositing locations to generate reports by location and create a summary of all deposits.

Sweep Account Services: A CenterState Bank Sweep Account helps you maximize your company’s cash flow by automatically sweeping excess funds from your CenterState Bank business checking account to your line of credit and/or an investment account. Benefits include:

Reduced interest expense (Loan Sweep)
Increased investment earnings (Investment Sweep)
Simplified record keeping and reconciliation
Improved cash management efficiency

Zero Balance Accounts: This service facilitates the movement of funds between your company’s accounts, ensuring the most efficient possible use of your dollars. By automating this function, you are able to maintain separate accounts with statements for activity such as payroll and payables.

Merchant Services (Credit Card Processing): Regardless of the size of your business, CenterState Bank can provide a solution to meet your credit/debit card and check processing needs. We offer a full suite of industry leading products and services that are customized for your business. Benefits include:

Ability to accept all major credit and debit cards
Purchase card, Electronic Benefi ts Transfer (EBT), Fleet card acceptance
Complete line of innovative point-of-sale (POS) equipment
E-commerce solutions for website sales
Automated recurring billing
Electronic check guarantee and conversion
Electronic gift and loyalty card program
Free customer service and support 24 hours a day, 7 days a week
Detailed online reporting

BillPointe: BillPointe is a secure electronic bill presentment and payment service that gives your customers the ability to pay their bill wherever, whenever, and however they would like. They are able to make their payments online, over the phone, in person or through the mail 24 hours a day, 7 days a week. BillPointe saves you time and money by eliminating the need to print and mail invoices, statements, and year-end reports to your customers. BillPointe’s full service payment solutions will easily complement your current information technology infrastructure, giving you the convenience of a single-source solution for bill payment processing. Benefits include:

Biller controlled website look and feel
Bill presentment
End users are able to manage past invoices and payment history
Payments can be made with a credit card, debit card, or checking account number
Immediate, scheduled and recurring payments
Highly confi gurable fee plans to automate convenience and late fees
Payments are authorized in real time and posted to your account the same day
Biller managed consumer communication tools
Ad hoc reporting with data export

Lockbox Services: Lockbox Banking Services are designed to improve efficiency and cash flow by accelerating the processing of payments received from customers. This is accomplished by directing customer payments to a Post Office box that is accessed by CenterState Bank. Our personnel will collect the contents from the Post Office Box each banking day and process the payments/items according to your specifications. Checks are deposited directly into your account. Deposit information is then reported and remittance information is sent to your office. Because we are using an image based system, complete details, including images, are available to your accounting staff shortly after we have completed processing your work. Benefits include:

Reduced mail and processing float time on payments
Quicker availability of funds
Reduced personnel costs
Full image access and archive of daily work
Automated accounts receivable posting

Cash Vault Services: Cash Vault Service is for those businesses that accept cash and have concerns about getting it safely and securely to the bank. By utilizing a Brinks trademarked armored car service, you know that a professional is in control of transporting your cash and checks (if applicable).

This eliminates concern for employee welfare and safety. Potential liability for an incident involving an employee is also removed and the likelihood of fraud or theft is minimized. Knowing that your cash deposits and coin orders are in expert hands allows you to focus on your business priorities.

Electronic Date Interchange (EDI): CenterState Bank's EDI service automatically searches ACH files for financial EDI messages contained in addenda records of electronic payments. Our EDI service translates this payment and remittance information into human-readable reports then distributes the information to an email address that you designate. If your company has an EDI-compatible accounts receivable (AR) system, we can also provide you a machine-readable file that allows you to upload the payment information into the AR system. Benefits include:

Notification of ACH transactions early in the day
Improved transaction monitoring and information reporting
Match ACH payments to documentation such as invoices or payroll records
Speed and accuracy improvements associated with straight-through processing (STP)
Encrypted email service that transmits and stores your EDI reports

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