Manage Your Receivables

 


Remote Deposit Capture: RDC brings the teller to you. Simply scan checks with a special check scanner and electronically transmit the deposits to the bank. The cutoff time for same-day credit is 6:00 pm EST. RDC produces online reports and other safeguards to ensure that you have access to your cash and assets as soon as possible. Find Out More. 

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checXchange: CenterState Bank offers a FREE NSF check recovery service through checXchange. checXchange will provide a fully-automated system that greatly imporoves your cash flow by seamlessly handling bad checks written to your company. Benefits include:

  • Removes you from the collection process
  • Free 24/7 online reporting tool
  • Collected funds are directly deposited into your account on a weekly basis
  • Uncollected items may be turned over to a secondary collection agency.

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Automated Clearing House (ACH) Services: CenterState Bank’s ACH service allows you to originate ACH Files through Business Online Banking. You may create either a single batch or a batch template to assist with recurring transactions. The ACH Module will also provide you with intraday and historical ACH transaction information.

Pre-Authorized Debits: By utilizing ACH payment origination, you expedite the collection of receivables and reduce costly processing errors. You create a debit file containing payment instructions, and on the settlement date you specify, your account is credited. Benefits include:

  • Accelerating the collection of receivables
  • Enhancing your availability of funds
  • Improves cash forecasting
  • Eliminating manual payment processing

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International Services: CenterState Bank has a full service International and Foreign Exchange Group. As today’s economic environment continues to change, the demand for global funds transfer services and settlement has grown tremendously. The CenterState Bank global network provides the ability to execute transactions in 130+ currencies. Our services include:
  • Wire Transfers in Foreign Currency and US Dollars
  • Foreign Drafts
  • Foreign Check Clearing
  • Travelers Checks
  • Foreign Currency
  • Foreign Exchange Advisory Services

Find Out More

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Merchant Services (Credit Card Processing):  Regardless of the size of your business, CenterState Bank can provide a solution to meet your credit/debit card and check processing needs. We offer a full suite of industry leading products and services that are customized for your business. Benefits include:

  • Ability to accept all major credit and debit cards 
  • Purchase card, Electronic Benefits Transfer (EBT), Fleet card acceptance 
  • Complete line of innovative point-of-sale (POS) equipment 
  • E-commerce solutions for website sales 
  • Automated recurring billing 
  • Electronic check guarantee and conversion 
  • Electronic gift and loyalty card program 
  • Free customer service and support 24 hours a day, 7 days a week 
  • Detailed online reporting

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BillPointe: BillPointe is a secure electronic bill presentment and payment service that gives your customers the ability to pay their bill wherever, whenever, and however they would like. They are able to make their payments online, over the phone, in person or through the mail 24 hours a day, 7 days a week. BillPointe saves you time and money by eliminating the need to print and mail invoices, statements, and year-end reports to your customers. BillPointe’s full service payment solutions will easily complement your current information technology infrastructure, giving you the convenience of a single-source solution for bill payment processing. Benefits include:

  • Biller controlled website look and feel 
  • Bill presentment 
  • End users are able to manage past invoices and payment history 
  • Payments can be made with a credit card, debit card, or checking account number 
  • Immediate, scheduled and recurring payments 
  • Highly configurable fee plans to automate convenience and late fees 
  • Payments are authorized in real time and posted to your account the same day 
  • Biller managed consumer communication tools 
  • Ad hoc reporting with data export

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Lockbox Services: Lockbox Banking Services are designed to improve efficiency and cash flow by accelerating the processing of payments received from customers. This is accomplished by directing customer payments to a Post Office box that is accessed by CenterState Bank. Our personnel will collect the contents from the Post Office Box each banking day and process the payments/items according to your specifications. Checks are deposited directly into your account. Deposit information is then reported and remittance information is sent to your office. Because we are using an image based system, complete details, including images, are available to your accounting staff shortly after we have completed processing your work. Benefits include:

  • Reduced mail and processing float time on payments
  • Quicker availability of funds
  • Reduced personnel costs
  • Full image access and archive of daily work
  • Automated accounts receivable posting

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Cash Vault Services: Cash Vault Service is for those businesses that accept cash and have concerns about getting it safely and securely to the bank. By utilizing a Brinks trademarked armored car service, you know that a professional is in control of transporting your cash and checks (if applicable).

This eliminates concern for employee welfare and safety. Potential liability for an incident involving an employee is also removed and the likelihood of fraud or theft is minimized. Knowing that your cash deposits and coin orders are in expert hands allows you to focus on your business priorities.

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